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Auto Loans

Auto Loan

Prospectors FCU Holiday Loans are now available!

Prospectors FCU is now offering an all-time low auto loan rate of 1.74%*APR

  • Terms up to 84 Months
  • 100% financing available OAC*
  • Exclusive Skip Payment Feature

Call our Loan Department at 909-396-9688 to apply today!

Or, click here, log into your online banking account and begin your application today!

* APR = Annual Percentage Rate. All rates published are the lowest rate offered, your rate may be different based on your individual credit worthiness. This offer is not a guarantee of credit. Credit may not be extended if: (1) minimum credit score and payment criteria cannot be met; (2) applicant is delinquent on a loan; (3) we are unable to verify applicant’s income or employment; (4) applicant’s income in our opinion and according to our established criteria is not sufficient to pay the amount requested or (5) the collateral presented does not meet our lending guidelines. Rates shown are for new 2021 vehicles and/or vehicles with less than 7,000 miles. Used auto rates and terms are available. For used auto loans, the model year must be 2020 and older. Rate includes .50% reduction for automatic transfer or payroll deduction. Rate also includes .25% discount for bundling an additional loan product or credit card. To receive the additional discount you must apply and credit qualify for the VISA credit card or new loan.  This offer is not valid for refinancing an existing Prospectors Federal Credit Union loan. Promotional period ends January 31, 2022. Other restrictions may apply. To qualify for our Skip a Payment feature, your account must remain in good standing and your loan must have a payment history of at least six months and original loan term cannot exceed 72 months. An accompanying $30.00 fee is assessed in the instance where the Skip a Payment feature is used. Skip-A-Pay cannot be used consecutively (back-to-back months) with any other loan payment skipped offered on this auto loan. This feature is available on loans financed through Prospectors Federal Credit Union.

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