APY=Annual Percentage Yield. Maximum deposit of $5,000. To qualify for the promotion the deposit must be new funds (meaning funds from an external account or funds not on deposit with PFCU for over 30 days). Existing funds can qualify if depositing matching funds of at least 50% from an external source. Deposits made within 30 days of this promotion is considered new money for purposes of opening a term share under this promotion. In addition, the new member who opened their account must mention referring member by first and last name. The referring member must contact the credit union to activate their offer. Early withdrawal penalties may apply. Offer may end without notice. At maturity the 6-month term share it will automatically roll into a 6-month term. Limit of one term share of this type per member.