- A variable rate of 12.90% APR on purchases & Cash Advances.
- No Cash Advance Fees – Available withdrawals at all ATMs where the VISA logo is displayed using your FREE PIN
- No annual fee.
- No balance transfer fee.
- No penalty APR.
- $0 liability on unauthorized purchases.
- Personalized dispute assistance.
- Apple Pay™. & Samsung Pay
- Advanced Fraud Protection with e-mail & test alerts
- EMV chip for enhanced security.
- A 25-day grace period on purchases: pay no interest if your balance is paid in full within 25 days of the statement date.
Share Secured VISA Credit Card
Same great security and features as or Platinum VISA, this is the perfect product for members to establish or rebuild credit. Secure your card with a deposit of $200 above your credit line, then use it as you would any other credit card. Make complete on time monthly payments and within six months your credit history will begin to reflect your good behavior. Prospectors has helped many of its Members establish or reestablish their credit worthiness with this product. It’s safe, convenient and hassle free.