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Great News, Prospectors has introduced a great new addition to its product lineup… the Readi-Ca$h Line of Credit.  Once approved, this revolving line of credit is available inside your account on Home and Mobile Banking. This means you can advance money directly into your checking or savings whenever you need extra cash fast.  Need cash quickly to take advantage of a weekend sale or unexpected expense?  Here’s the perfect answer!  And… The best part is the as low as rate begins at just 10.90% APR. No cash advance fees and no inflated interest rates just Readi-Ca$h when you need it.

Applying is easy.  Simply log into your home banking account at,  and click on the Loan tab at the top of the page. Then follow the application process.  Our loan department will contact you by the next business day.

If you have any questions regarding our new Readi-Ca$h product or would like help with what to do next, please call one of our Member Service Specialists at (909) 396-9688, option 2.  We look forward to helping you.

* This offer is not a guarantee of credit. Credit may not be extended if: minimum credit score and payment criteria cannot be met; applicant is delinquent on a loan; we are unable to verify applicant’s income or employment; applicant’s income in our opinion and according to our established criteria is not sufficient to pay the amount requested.

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