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Auto Loans

All rates include a .50% discount for automatic transfer or payroll deduction. Rates are subject to change without notice.
Loan TypeGuidelinesWide Range of Available TermsAnnual % Rates for 36-84 mo.'s 80% financing*
New Vehicles - less than 7,000 milesincludes, License, GAP & MBP36-84 Months5.25% / 7.24%
Used Vehicles - 2019 - 2022includes, License, GAP & MBP36-72 Months5.40% / 7.49%
Used Vehicles 2016 - 2018includes, License, GAP & MBP36-60 Months6.69% / 7.44%
Older Used Vehicles60 Months9.74%
Classic VehiclesAsk our Loan Dept. for Details60 Months9.95%
Commercial Vehicles75% of Appraised Value60 Months8.24%

This loan guide is meant to provide general information only. Rates, terms and conditions are not guaranteed and are subject to change without notice.

Current as of February 22nd, 2024

Recreational Vehicles

Loan TypeGuidelinesAvailable TermsRates as low as
New Boat / Trailer / Motorhome / Travel Trailer75% of purchase price including tax and license60 / 120 Months 6.95%
Used Boat / Trailer / Motorhome / Travel Trailer50% of retail blue book including tax and license60 / 120 Months 7.95%
New Motorcycles / Personal Watercraft75% of purchase price including tax & license60/72 Months 6.95%
Used Motorcycles / Personal Watercraft75% of value including tax & license60 / 120 Months 7.95%
This loan guide is meant to provide general information only. Rates, terms and conditions are not guaranteed and are subject to change without notice.
Current as of February 22nd, 2024

Mortgage Products

Loan TypeGuidelinesWide Range of Available TermsRates
1st Trust Deed LoansUp to 80% LTVUp to 30 yearsAsk for current rate
Home Equity Line of Credit (HELOC)Up to 80% LTV - max $200k10 Yr. DrawPrime + Margin
Retire your Mortgage* 1st Trust Deed - 50% LTV Up to 10 years6.25%
This loan guide is meant to provide general information only. Rates, terms and conditions are not guaranteed and are subject to change without notice.
Current as of February 22nd, 2024

Personal Loans

Loan TypeGuidelinesWide Range of Available TermsRates
Share Secured LoanShare Available Balanceup to 60 Months2.5% above Div. Rate
Certificate Secured LoansCertificate term match to loan6 - 60 Months2.5% above Div. Rate
Signature LoansFixed Term Personal Loanup to 60 Months10.74%
Quick Cash LoanSee Loan Dept. for payment terms12 Months18.00%
Readi-Ca$hRevolving Line of CreditN/A10.90%
Share Draft OverdraftMax. $1000 - Overdraft LoanN/A16.00%
This loan guide is meant to provide general information only. Rates, terms and conditions are not guaranteed and are subject to change without notice.
Current as of February 22nd, 2024

Credit Cards

Loan TypeGuidelinesRates
VisaNo Annual Fee (West Covina Cards Excepted)as low as 8.99%
Shares Secured VisaNo Annual Fee15.90%
This loan guide is meant to provide general information only. Rates, terms and conditions are not guaranteed and are subject to change without notice.
Current as of February 22nd, 2024
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