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Auto Loans

New and used auto loan rates, are as of 07/01/2022. All rates include a .50% discount for automatic transfer or payroll deduction. Rates are subject to change without notice.
Loan TypeGuidelinesWide Range of Available TermsAnnual % Rates for 36-84 mo.'s 80% financing*
New Vehicles - less than 7,000 milesincludes, License, GAP & MBP36-84 Months2.95% / 4.50%
Used Vehicles - 2018 - 2021includes, License, GAP & MBP36-72 Months3.25% / 4.25%
Used Vehicles 2015 - 2017includes, License, GAP & MBP36-60 Months5.03% - 5.88%
Older Used Vehicles60 Months8.53%
Classic VehiclesAsk our Loan Dept. for Details60 Months8.74%
Commercial Vehicles80% of Appraised Value60 Months6.24%

This loan guide is meant to provide general information only. Rates, terms and conditions are not guaranteed and are subject to change without notice.

Current as of August 11th, 2022

Recreational Vehicles

Loan TypeGuidelinesWide Range of Available TermsRates
New/Used Boat & TrailerNew - 90%60 / 120 Months4.95% / 6.95%
Motorhome or Travel TrailerUsed - 80%60 / 120 Months4.95% / 6.95%
Personal Watercraft80%60 / 120 Months4.95% / 6.95%
Motorcycles80%60 / 72 Months4.95% / 5.95%
This loan guide is meant to provide general information only. Rates, terms and conditions are not guaranteed and are subject to change without notice.
Current as of August 11th, 2022

Mortgage Products

Loan TypeGuidelinesWide Range of Available TermsRates
1st Trust Deed LoansUp to 80% LTVUp to 30 yearsAsk for current rate
2nd Trust Deed LoansUp to 70% LTV / max $200kUp to 15 years6.00%
Home Equity Line of Credit (HELOC)Up to 60% LTV - max $200k10 Yr. Draw3.50%
Home Equity Line of Credit (HELOC)Up to 70% LTV - max $200k10 Yr. Draw4.00%
HELOC - Fixed Rate Intro Rate -12 monthsUp to 70% LTV / max $200k10 Yr. Draw2.99%
HELOC - Fixed Rate Intro Rate -18 monthsUp to 70% LTV / max $200k10 Yr. Draw3.25%
Fixed 2nd* Up to 70% LTV / max $200k5 years5.00%
Fixed 2nd* Up to 70% LTV / max $200k7 years5.25%
Fixed 2nd* Up to 70% LTV / max $200k10 years5.50%
Retire your Mortgage* 1st Trust Deed - 50% LTV5 years3.50%
Retire your Mortgage* 1st Trust Deed - 50% LTV7 years3.75%
Retire your Mortgage* 1st Trust Deed - 50% LTV10 years3.65%
This loan guide is meant to provide general information only. Rates, terms and conditions are not guaranteed and are subject to change without notice.
Current as of August 11th, 2022

Personal Loans

Loan TypeGuidelinesWide Range of Available TermsRates
Share Secured LoanShare Available Balanceup to 60 Months2.5% above Div. Rate
Certificate Secured LoansCertificate term match to loan6 - 60 Months2.5% above Div. Rate
Signature LoansFixed Term Personal Loan12 / 36 /60 Months6.95 / 7.95 / 9.45%
Quick Cash LoanSee Loan Dept. for payment terms12 Months18.00%
Readi-Ca$hRevolving Line of CreditN/A6.99%
Share Draft OverdraftMax. $1000 - Overdraft LoanN/A16.00%
This loan guide is meant to provide general information only. Rates, terms and conditions are not guaranteed and are subject to change without notice.
Current as of August 11th, 2022

Credit Cards

Loan TypeGuidelinesRates
VisaNo Annual Fee (West Covina Cards Excepted)as low as 8.99%
Shares Secured VisaNo Annual Fee15.90%
This loan guide is meant to provide general information only. Rates, terms and conditions are not guaranteed and are subject to change without notice.
Current as of August 11th, 2022
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