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Regular Share Savings

*Balance RangeDividend RateAnnual Percentage Yield
$25 / $100.00*-$2,499.990.00%0.00%
$2,500.00-$9,999.990.03%0.03%
$10,000.00-$24,999.990.05%0.05%
$25,000.00-$49,999.000.05%0.05%
$50,000.00-$99,999.000.05%0.05%
$100,000.00-& OVER0.05%0.05%
Regular share accounts must have a minimum balance of $100.00 to earn dividends, except for those 17 years of age and under. The above rates are variable, subject to change without notice, and are the anticipated rates and annual percentage yields for the current dividend period.
Current as of April 14th, 2021

Club Savings

 Minimum BalanceDividend RateAnnual Percentage Yield
Christmas Club:$ -0.05%0.05%
Share Draft: $ 2,500.00 0.05%0.05%
IRA Shares:$ 250.000.15%0.15%
Home Buyer$ 250.000.15%0.15%
The above rates are variable, subject to change without notice and are the anticipated rates and annual percentage yields for the current dividend period.
Current as of April 14th, 2021

Money Market

*Balance RangeDividend RateAnnual Percentage Yield
$ 2,500.00 - $ 9,999.99 0.05%0.05%
$ 10,000.00 - $ 24,999.99 0.05%0.05%
$ 25,000.00 - $ 49,999.99 0.05%0.05%
$ 50,000.00 - $ 74,999.99 0.05%0.05%
$ 75,000.00 - $ 99,999.99 0.05%0.05%
$ 100,000.00 -& Over0.05%0.05%
The above rates are variable, subject to change without notice and are the anticipated rates and annual percentage yields for the current dividend period .
Current as of April 14th, 2021

Hi-yield Money Market

*Balance RangeDividend RateAnnual Percentage Yield
$ 25,000.00 - $ 49,999.99 0.10%0.10%
$ 50,000.00 - $ 74,999.99 0.10%0.10%
$ 75,000.00 - $ 99,999.99 0.10%0.10%
$ 100,000.00 -& Over0.10%0.10%
The above rates are variable, subject to change without notice and are the anticipated rates and annual percentage yields for the current dividend period.
Current as of April 14th, 2021

Certificates

Share & IRA Certificate Accounts$1,000 Minimum Balance$10,000 Minimum Balance$100,000 Minimum Balance
RateAPY*RateAPY*RateAPY*
3 Month - 3 Year Certificates are currently not available.
4 Year Certificate0.10%0.10%0.15%0.15%0.30%0.30%
5 Year Certificate0.10%0.10%0.15%0.15%0.30%0.30%
Education Savings Accounts (ESA's): $500 minimum deposit: 4 yr - 5 yr. certificates available. Rates listed above.
Current as of April 14th, 2021

Combined Share Insurance Coverages*

Account TypeNCUA CoverageASI CoverageTotal Insured
Individual$250,000$250,000$500,000
Joint$250,000$250,000$500,000
IRA$250,000$250,000$500,000
Prospectors Federal Credit Union reserves the right to make changes at any time without notice as a result of changes in policy, law or regulation. Call the Credit Union for current rates and terms. Federal regulations prohibit payment of dividends in excess of available earnings.

*Example Only
Current as of April 14th, 2021

For more information about share insurance, click here.

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