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Regular Share Savings

*Balance RangeDividend RateAnnual Percentage Yield
$25 / $100.00*-$2,499.990.00%0.00%
$2,500.00-$9,999.990.03%0.03%
$10,000.00-$24,999.990.05%0.05%
$25,000.00-$49,999.000.05%0.05%
$50,000.00-$99,999.000.10%0.10%
$100,000.00-& OVER0.10%0.10%
Regular share accounts must have a minimum balance of $100.00 to earn dividends, except for those 17 years of age and under. The above rates are variable, subject to change without notice, and are the anticipated rates and annual percentage yields for the current dividend period.
Current as of October 1st, 2020

Club Savings

 Minimum BalanceDividend RateAnnual Percentage Yield
Christmas Club:$ -0.15%0.15%
Share Draft: $ 2,500.00 0.05%0.05%
IRA Shares:$ 250.000.25%0.25%
Home Buyer$ 250.000.25%0.25%
The above rates are variable, subject to change without notice and are the anticipated rates and annual percentage yields for the current dividend period.
Current as of October 1st, 2020

Money Market

*Balance RangeDividend RateAnnual Percentage Yield
$ 2,500.00 - $ 9,999.99 0.05%0.05%
$ 10,000.00 - $ 24,999.99 0.10%0.10%
$ 25,000.00 - $ 49,999.99 0.10%0.10%
$ 50,000.00 - $ 74,999.99 0.10%0.10%
$ 75,000.00 - $ 99,999.99 0.15%0.15%
$ 100,000.00 -& Over0.20%0.20%
The above rates are variable, subject to change without notice and are the anticipated rates and annual percentage yields for the current dividend period .
Current as of October 1st, 2020

Hi-yield Money Market

*Balance RangeDividend RateAnnual Percentage Yield
$ 25,000.00 - $ 49,999.99 0.15%0.15%
$ 50,000.00 - $ 74,999.99 0.15%0.15%
$ 75,000.00 - $ 99,999.99 0.20%0.20%
$ 100,000.00 -& Over0.25%0.25%
The above rates are variable, subject to change without notice and are the anticipated rates and annual percentage yields for the current dividend period.
Current as of October 1st, 2020

Certificates

Share & IRA Certificate Accounts$1,000 Minimum Balance$10,000 Minimum Balance$100,000 Minimum Balance
RateAPY*RateAPY*RateAPY*
3 Month Certificate0.10%0.10%0.20%0.20%0.30%0.30%
6 Month Certificate0.20%0.20%0.25%0.25%0.50%0.50%
1 Year Certificate0.25%0.25%0.40%0.40%0.75%0.75%
18 Mo. Certificate0.35%0.35%0.50%0.50%0.80%0.80%
2 Year Certificate0.45%0.45%0.55%0.55%0.90%0.90%
3 Year Certificate0.50%0.50%0.60%0.60%0.94%0.95%
4 Year Certificate0.60%0.60%0.70%0.70%0.99%1.00%
5 Year Certificate0.65%0.65%0.75%0.75%1.04%1.05%
Education Savings Accounts (ESA's): $500 minimum deposit: 2 yr - 5 yr. certificates available. Rates listed above. For accelerated savings - ask about our freedom certificate.
Current as of October 1st, 2020
Account TypeNCUA CoverageASI CoverageTotal Insured
Individual$250,000$250,000$500,000
Joint$250,000$250,000$500,000
IRA$250,000$250,000$500,000
Current as of October 1st, 2020
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